The question everyone asks us
Our answer is always the same: knowledge and experience.
If you had a legal problem, wouldn't you hire a lawyer rather than defending yourself? With mortgages it's exactly the same. Ten years negotiating with banks, knowing their internal criteria and managing thousands of applications give us a negotiating power that no individual client can have on their own.
What sets us apart
We're not a comparison site. We're not an online form. We are a team of mortgage experts with over a decade of experience who fight every day with banks to secure the best conditions for our clients.
Our goal is the same as yours
To get your mortgage. To get the best possible mortgage. And to do it with the most favourable conditions on the market.
We know each bank's criteria inside out, the filters they apply and what they require from each client profile. We negotiate directly with branch directors, push for lower interest rates, eliminate unnecessary tied products and improve conditions that the client would never obtain alone.
Rigour, transparency and results
- We don't lie. If your profile isn't financeable today, we tell you immediately and explain what you need to achieve it in the future.
- We're transparent. No fine print, no empty promises, no hidden costs.
- We always respond. Even when the news isn't what the client wants to hear.
- We rarely make mistakes. And when we do, we own them.
Thousands of clients. Thousands of euros saved.
Over more than 10 years we have proven that specialised knowledge and transaction volume are the best tools for securing mortgage conditions that the client would never obtain on their own.
If you're thinking about buying a home or improving your current mortgage, the smartest decision you can make is to talk to us first. Free, with no obligation and in under 48 hours.
What is a mortgage broker?
A mortgage broker is an expert intermediary who works for you, not for the bank. Their mission is to find the best mortgage on the market for your profile, negotiating simultaneously with multiple banking institutions.
What does a mortgage broker actually do?
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1
Analyzes your financial situation
Studies your income, savings, debts and employment profile to determine which banks are most likely to approve you and under what conditions.
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2
Prepares your application
Collects and organizes all necessary documentation to present your application in the strongest possible way to the banks.
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3
Negotiates with multiple banks simultaneously
While you would go bank by bank losing weeks, the broker presents your case to over 20 institutions at the same time and makes them compete for your mortgage.
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4
Gets the best conditions
Thanks to the volume of operations they manage, the broker has negotiating power that an individual client could never have on their own. Lower rates, fewer tied products, better terms.
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5
Accompanies you to the notary signing
The broker manages the entire process: from application to signing at the notary, resolving every doubt and every obstacle that appears along the way.
How much does a mortgage broker cost?
Why use a broker instead of going directly to the bank?
| Going to the bank alone | Using Duplo Capital | |
|---|---|---|
| Banks consulted | 1-2 | +20 simultaneously |
| Time invested | Weeks | We handle it for you |
| Negotiating power | None | High due to volume |
| Market knowledge | Limited | 10 years of experience |
| Cost | Free | Without overpaying |
| Result | That bank's offer | The best offer on the market |
The broker works for you, not for the bank
Unlike the bank employee, whose goal is to sell their institution's products, the mortgage broker has a single objective: to get the best possible mortgage for their client. Their remuneration depends on your satisfaction, not on the bank's margins.
Ready to get the best mortgage on the market?
Free assessment with no obligation in under 48 hours.
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